Unfortunately there are certain categories of individual and vehicle for whom we are unable to provide cover. These are:

A learner driver:

• Who has any fault motor accident claims against them, excluding windscreen claims
• Whose main income is derived from taking part in professional sports or entertaining the public
• Who has any motor convictions or convictions pending (including fixed penalty notices)
• Who does not hold a current UK provisional driving licence
• Who hasn’t been a UK resident for a minimum of 2 years
• Resident in excluded postcodes

Vehicles

• In insurance group 13 or above
• With a new or current value in excess of £20,000
• Left hand drive
• That have been modified and not built to UK specifications
• That has more than 7 seats
• Which are not separately insured on a motor policy by the registered keeper
• Registered at an excluded postcodes

A person supervising the driver:

• Who is under 25 years of age
• Who does not hold a current full UK driving licence
• Who has not held a full UK driving licence for more than 3 years
• Who hasn’t been a UK resident for a minimum of 2 years

I have no knowledge of any fault accidents (a fault accident or claim is one which would have resulted in an insurer making a payment and/or loss of no claims bonus) or claims I am liable for,
I have no motor convictions or motor convictions pending and
the registered owner / keeper of the vehicle has a current motor insurance policy in place.