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Learn to drive in the family or a friend’s car without putting their No Claims Bonus at risk.

Covered delivers insurance solutions for learner drivers. Our insurance policies are entirely separate from the car owner's motor policy. They provide fully comprehensive insurance cover for the learner should they have an accident while they are learning to drive.

Our insurance policy is designed for learner drivers who drive daily, or almost every day. You’re insured to drive at any time the insured car and a supervisor are available.

(If you’re only driving a couple of days a week take a look at our new On Demand policy it could save you money).

What you get with a Covered policy

  • Fully comprehensive cover.
  • To practice when you want.
  • Premiums starting from £38.08.
  • Six policy options 14 days to 5 months.
  • Instant cover.

No postcode, age loadings or hidden charges. Simple, Clear Pricing.


14 days
Fully Comprehensive cover

£45.92 Buy Now
£250 Excess
£38.08 Buy Now
£500 Excess
1 month
Fully Comprehensive cover

£62.72 Buy Now
£250 Excess
£57.12 Buy Now
£500 Excess
2 months
Fully Comprehensive cover

£114.24 Buy Now
£250 Excess
£106.40 Buy Now
£500 Excess
3 months
Fully Comprehensive cover

£151.21 Buy Now
£250 Excess
£150.08 Buy Now
£500 Excess
4 months
Fully Comprehensive cover

£201.61 Buy Now
£250 Excess
£197.13 Buy Now
£500 Excess
5 months
Fully Comprehensive cover

£234.66 Buy Now
£250 Excess
£227.37 Buy Now
£500 Excess

For the purposes of this insurance quote, One Month is based on a 28 Day Period

A Covered Learner Driver policy clearly benefits the car owner by protecting the main policy. It also helps the learner; Driving and Vehicle Standards Agency research shows that learners who have a combination of professional instruction and private practice obtain better results on the driving test. On average, those who pass have had 47 hours of professional instruction and 20 hours of private practice. With a Covered Leaner Driver policy a learner driver can have many hours driving practice at a low daily cost, practicing with someone they know and feel relaxed with, safe in the knowledge they have fully comprehensive insurance in place should they be involved in an accident.

A Covered Learner Driver policy can help to lower the total price of learning to drive by over £900, this can be achieved when additional lesson costs along with additional insurance premiums are taken into consideration.

The majority of learner driver policies do not offer any cover if the learner driver owns the vehicle they are learning to drive in. If the registered keeper of the vehicle is the learner driver you need our new owner policy. This can be purchased at www.coveredownerlearnerdriver.com

Covered Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 955748.

*some postcodes are excluded
**Vehicle must be under £20,000 in value and insurance group 29 or lower, the insurance group of the car will be checked in the application process.