Learn to Drive without putting a No Claims Bonus at risk

Covered Learner Driver insurance is an insurance policy, only for learner drivers, which is entirely separate from the car owner's motor policy and provides insurance in the event of an accident when a learner driver is learning to drive.

This means that a Learner Driver can have many hours driving practice at a low daily cost, practicing with someone they know and feel relaxed with, safe in the knowledge that should they have an accident the car owner's insurance will not be affected and their No Claim Bonus will remain intact.

The Covered Learner Driver motor policy has been developed with Covered Insurance Ltd and Catlin Insurance Company (UK) Ltd, part of the international specialty insurance and reinsurance Catlin group.

The vehicle named on the policy documents must be insured elsewhere by the registered keeper for other risks, such as theft, as our policy operates separately to any existing motor policy.

It covers the learner while driving under supervision by anyone over the age of 25, who holds a full UK driving licence and has done so for three years or more. Policies can be bought on a monthly basis and the price is fixed, regardless of your postcode* and vehicles up to and including Group 12.**

Premiums

• 1 month   - (28 Days)    £89.50 - £3.20 a day
• 2 months - (56 Days)   £167.00 - £2.99 a day 8% discount
• 3 months - (84 Days)   £220.00 - £2.62 a day 19% discount
• 4 months - (112 Days) £260.00 - £2.32 a day 29% discount
• 5 months - (140 Days) £280.00 - £2.00 a day 38% discount

A Covered Learner Driver policy clearly benefits the car owner by protecting the main policy and, as the Government Driving Standards Agency recommends a minimum of 42 hours of driving tuition, which could cost as much as £900, it's a great help to learners too.

A Covered Learner driver policy also removes the expense of adding an additional young learner driver to the car owner's policy.

Covered Insurance Services Limited ( Company No. 05119027 ) is an appointed representative of 3XD Limited who are authorised and regulated by the Financial Services Authority registration number 469379.

*some postcodes are excluded
**Vehicle must be under £20,000 in value and insurance group 12 or lower, the insurance group of the car will be checked in the application process.